One of the biggest problems in our area, and around the country, is Home Insurers restricting certain breeds from their policies.
If you own a German Shepherd, Rottweiler, Presa Canarios, Chows Chows, Doberman Pinschers, Akitas, Wolf-hybrids, Mastiffs, Cane Corsos, or Great Danes (to name a few) you may already be aware that it is difficult to find home insurance policies that cover you.
Here is a list of insurers that are known for being a little more lenient when developing their policies. Of course you need to check specifically with ALL of them to determine your particular situation but this is a GUIDELINE.
So many people either have to give up a dog they’ve owned, not get a dog they want so our shelters are overrun with dogs that are surrendered because of housing issues.
Please check with your insurer to see if there are any restrictions. If there are restrictions, this list will help direct you to some insurers that allow most breeds.
(Restrictions may apply, consult with local agents for up-to-date information)
State Farm – http://www.statefarm.com
United Services Automobile Association – http://www.usaa.com
Nationwide (only insures certain breeds with CGC certification) – http://www.nationwide.com
Sunny SoCal Insurance Service (nationwide) – http://www.ssocal.com
Lester Kalmanson Agency Inc. – http://www.lkalmanson.com
XINSURANCE – http://www.xinsurance.com
California residents: Nguyen Insurance Agencydoes not have breed restrictions and we also provide existing dog bite coverage or county-required dog bite liability. In return, we are willing to donate $20 per insured household. Please remember to reference Pit Bull Rescue Central for donations to apply.
Nguyen Insurance Agency located in Walnut Creek, California
Andy Nguyen, License #0F18459
Bus: (925) 465-2173
1250 Pine St. Ste 101
Walnut Creek, CA 94596
California residents: DogFriendlyInsurance.org, 800-278-6900
*Be sure to contact both a local agent and the main company directly. Sometimes local agents will set certain restrictions even if they are not required by the head office. Check with an insurance agent who deals with various companies. Perhaps the agent can locate someone that does not have breed restrictions. Call the state’s Insurance Commission for referrals to companies without restrictions.* (List provided by: http://www.pbrc.net/losinghome.html)
Remember, advocating to change these practices WORKS! Write to your insurance provider and to your local leaders, together we can change these discriminatory practices.